Frequently Asked Questions
General Questions
Q: What does Quick Capital do?
A: Quick Capital provides agile and reliable financing solutions that help businesses in the U.S. and Latin America unlock liquidity and strengthen their cash flow. We specialize in factoring, supply chain finance, purchase order financing, and tailored capital solutions delivering quick, transparent, and flexible working capital so companies can grow without barriers.
Q: How are you different from a bank?
A: Unlike traditional banks, we don’t require long processes, or months of waiting for approvals. We focus on speed, transparency, and adaptability, delivering solutions designed around your business needs, not one-size-fits-all products. Our approach helps you access the capital you need, when you need it, without unnecessary complexity.
Q: In which countries do you operate?
A: Quick Capital operates primarily in the United States and Latin America, with the ability to support cross-border transactions and international trade. Whether your operations are local or global, we provide financing that adapts to your market and industry.
Q: What industries do you work with?
A: We serve businesses across more than 10 industries, including manufacturing, retail, logistics, food & beverage, technology, textiles, energy and others. Our team combines local and international expertise to understand the unique dynamics of each sector and create financing solutions that truly fit.
Question on factoring & PO Finance ( Domestic & International)
Q: What is factoring?
A: Factoring is a financing solution that allows your business to convert accounts receivable into immediate cash. Instead of waiting 30, 60, or 90 days to get paid, Quick Capital advances a percentage of your invoice value, helping you cover payroll, buy inventory, and reinvest in growth without taking on additional debt.
Q: How much funding can I get?
A: You can typically access between 80% and 90% of the value of your approved invoices upfront. The exact percentage depends on your customer’s creditworthiness and the specific structure of your financing line.
Q: How quickly can I get funded?
A: Once your invoices are approved, funding is fast and seamless, often within 24 to 72 hours. Our goal is to keep your cash flow moving without delays.
Q: How does international factoring work with Quick Capital?
A: International factoring allows exporters in the U.S. and Latin America to turn their foreign receivables into immediate cash. We advance a percentage of your invoice once the buyer and transaction are verified, so you can offer competitive payment terms abroad while maintaining steady cash flow at home.
Q: How can my company access Quick Capital’s solutions?
A: Getting started is simple. We review your business, your buyers, and your outstanding invoices or purchase orders through a streamlined credit assessment. Once approved, you’ll have access to customized financing lines designed around your needs, so you can focus on growth while we handle liquidity.
Questions on Supply Chain Finance (Domestic & International)
Q: What is Supply Chain Finance?
A: Supply Chain Finance is a solution that helps you pay your suppliers early while giving your business extended time to settle payments. With Quick Capital, suppliers whether in the U.S. or abroad receive funds upfront, while you preserve liquidity and optimize your working capital cycle.
Q: Is this a loan to me or my supplier?
A: No. Supply Chain Finance is not a traditional loan. It is a financing structure where we advance payment directly to your supplier on your behalf, and you repay us later under agreed terms.
Q: What are the benefits for my supplier?
A: Suppliers get paid sooner, improve their cash flow, and often benefit from stronger purchasing conditions. This builds trust, reduces financial stress, and creates more resilient business relationships.
Q: How do I qualify for Supply Chain Finance?
A: To qualify, Quick Capital reviews your company’s financial profile, your supplier relationships, and the volume of your transactions. Our streamlined credit process ensures tailored solutions that fit your needs without unnecessary complexity.
Q: Can I use this with my existing suppliers?
A: Yes. Supply Chain Finance is designed to integrate seamlessly with your current supplier base. Whether you work with domestic partners or international vendors, we help you strengthen those relationships by ensuring timely payments.