Effective Date: (September 30th, 2025)

Welcome to the website of Quick Capital Advance LLC (“QCA,” “we,” “our,” or “us”). By accessing or using this website and any of the services offered by QCA (the “Site,” “Services”), you (“User,” “Client,” “your company”) agree to these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the Site or Services. Use of the Site does not, by itself, create a client relationship with QCA. Any financing services are subject to the execution of separate written agreements.

1. Purpose
These Terms govern:

• The use of QCA’s website.
• The engagement and delivery of services such as local and international factoring, supplier payment solutions, immediate liquidity, and other customized financial alternatives.

2. Eligibility and Financial Review

• Our Services are available only to business entities that provide all required legal, financial, and operational information to QCA for the purpose of performing a technical and financial review.
• Eligibility is also subject to compliance with applicable U.S. federal and Florida laws, including anti-money laundering (AML), know-your-customer (KYC), and trade compliance regulations.
• QCA reserves the right to accept or reject any service request, in whole or in part, based on the results of this review.

3. Customized Services

• Each liquidity solution, factoring arrangement, supplier payment plan, or other financial service we offer is customized based on the client’s needs, transaction profile, and financial analysis results.
• There are no fixed rates, standard terms, or generic conditions; each agreement is individually negotiated and documented.

No proposal constitutes a binding offer until a separate written agreement is executed by both parties.

4. Registration and Security

• You agree to provide accurate, current, and complete information when requested.
• You are responsible for maintaining the confidentiality of any login credentials (if applicable) and for all activities conducted under your account.
• QCA reserves the right to suspend or terminate access if we suspect fraudulent activity, breach of these Terms, or as required by law.
• QCA is not responsible for breaches of security resulting from events beyond its reasonable control, including cyberattacks, force majeure, or third-party system failures.

5. Intellectual Property

• All content on the Site (text, graphics, logos, images, software, data, etc.) is owned by QCA or its licensors unless otherwise stated.
• No license or rights to QCA’s intellectual property are granted except as expressly set forth in these Terms.
• You may not copy, reproduce, distribute, modify, transmit, publish, or otherwise exploit the Site’s content outside what is legally permitted or authorized by QCA.
• Quick Capital Advance’ and its logos are registered trademarks and may not be used without prior written authorization from QCA.

6. Disclaimers and Limitation of Liability

• QCA strives to keep the Site and Services functional, error-free, and accessible, but does not guarantee uninterrupted or error-free operation.
• QCA shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages including lost profits, data, or business reputation arising from your use of the Site or Services, even if QCA has been advised of the possibility of such damages.
• Any decisions you make based on the information provided through the Site or Services are your sole responsibility; we recommend consulting with appropriate professionals (accountants, attorneys, etc.) before making financial decisions.

7. Legal and Financial Information; Confidentiality

• You agree to provide all corporate, financial, and operational documentation necessary for QCA to evaluate your request.
• QCA will protect this information in accordance with our Privacy Policy, maintaining confidentiality, implementing reasonable security measures, and disclosing it only as needed to deliver Services or as required by law.
• You acknowledge and agree that QCA may share this information with advisors, auditors, financial institutions, or third-party service providers under confidentiality agreements as part of its evaluation process.
• QCA may share this information with advisors, auditors, financial institutions, or third-party service providers strictly under confidentiality obligations and only as necessary to deliver the Services or comply with applicable law.

8. Fees, Payments, and Refunds

• Fees, advance rates, reserves, payment terms, interest, and other economic conditions will be agreed upon in writing for each specific client engagement.
• You authorize QCA to charge the agreed amounts as stipulated in the signed contract.
• In the event of default or breach, QCA may exercise its contractual and legal rights to recover amounts due.

9. Termination

• These Terms remain in effect while you use the Site and/or maintain an active contract with QCA.
• QCA may suspend or terminate your access to the Site or Services, with or without notice, if you breach these Terms.
• The obligations regarding confidentiality, intellectual property, liability limitations, and any other clauses that should survive termination will remain in effect.

10. Modifications to the Terms

• QCA may update these Terms at any time.
• We will post the updated Terms on this Site with the date of the most recent revision.
• If the changes are material, we will provide notice (via email or a prominent notice on the Site) within a reasonable time.
• Continued use of the Site or Services after the updates will constitute your acceptance of the new Terms.

11. Governing Law and Jurisdiction

• These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict-of-law principles.
• Any dispute arising from these Terms or from the use of the Site shall be resolved exclusively in the competent courts of the county where QCA is headquartered, unless otherwise mutually agreed in writing.

12. Severability
If any provision of these Terms is deemed invalid, unlawful, or unenforceable under applicable law, that provision shall be removed or limited to the minimum extent necessary so that the remaining Terms remain in full force and effect.

13. Contact
For questions regarding these Terms of Use, you may contact us at:

• Quick Capital Advance LLC
• Email: info@quickcapitalad.com
• Phone: +1 (954) 448-8222
• Mailing Address: 3200 N Ocean Blvd FORT LAUDERDALE, FL 33308